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Car Dealer Flex Commission Class Action

If you are one of thousands of Australians with a car loan through your car dealership, you may be paying unfairly high interest rates on your loan, and entitled to compensation.


What is the Car Dealer Flex Commission Class Action about?

Shine Lawyers is preparing to commence a class action on behalf of customers who took out a car loan for personal use through their car dealer with the following banks / finance companies:

  • Westpac;
  • St George;
  • Bank of Melbourne; or
  • Capital Finance Australia Limited.

It is alleged that these companies failed to disclose the true nature of their “flex commission” loan structures to customers, resulting in customers paying unfairly higher interest rates.

What are 'Flex Commissions' and how do they work?

Can I join the class action?

Do you have a personal loan obtained through a car dealer with any of the following banks or finance companies?

  • Westpac;
  • St George;
  • Bank of Melbourne; or
  • Capital Finance Australia Limited.

Was your car purchased anytime between 2014 and 2018?

If you answered yes to the above, you may be entitled to compensation, and you are encouraged to register for the Car Dealer Flex Commission class action.

How do I sign up?

To register for the Car Dealer Flex Commission Class Action on a no-cost, no-obligation basis, please click the 'Register Now' button below and fill out the registration form. Sign up Class Action Investigation

Who is Shine Lawyers' Class Action team?

Shine Lawyers' Class Action team includes some of the firm’s most experienced special counsel, solicitors and support staff, including law clerks and paralegals. The Car Dealer Flex Commission Class Action team includes:


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