Construction and building sites can be dangerous places to work, with the heavy machinery and materials, tools, working at height and people coming and going. The construction industry is one of the largest sources of injury claims in Australia, accounting for around 10% of all workers' compensation claims.
Construction Injury Compensation
If you are injured on a construction site you may be able to claim accident compensation. Accident and injury compensation is awarded to cover lost earnings, medical costs and personal loss.
Accidents in the construction industry may include:
- Collapsing scaffolding
- Back injuries
- Faulty lifts
- Power tool and machinery injuries
- Asbestos related illness
- Illnesses from cement containing chromium
It is important to note that every employee is entitled to workers compensation, whether they are working casual, part or full-time.
The most common injuries on construction sites are joint and muscle injuries and diseases, as a result of body stressing, falls or trips and being hit by moving objects.
When hospital treatment is required, fractures and open wounds are more common. These are generally the result of falls and/or contact with machinery – small and large.
If you received a more serious injury and you are now unable to work permanently, then in addition to a workers compensation claim you might be entitled to make a TPD claim as part of your superannuation.
Making a workers compensation claim
Strict time limits apply to lodging a workers compensation claim.
It’s best to make a compensation claim with the assistance of a lawyer, as they often have the knowledge and experience to offer a time frame and to get a successful outcome.
How compensation is calculated
Compensation is calculated based on a number of things. These include state laws, seriousness of your injury, loss of earnings, pain and suffering and any expenses as a result of your injury.
There are many things you may be able to claim for following your injury. Once a lawyer knows your specific situation they should be able to give you a good indication of what you may be able to claim for.
Superannuation and Disability Insurance
If you are unable to work due to illness or injury you might be entitled to benefits through your superannuation or other insurance policies. We recommend speaking to one of our experts for a quick, obligation-free analysis of your situation to determine your rights and ability to make a claim.