Life insurance, which can also be referred to as Death Benefits, is a type of insurance that exists within an individual’s superannuation policy. It is compulsory for all Australian super funds to have this type of insurance included within their policy.
When a loved one passes it can have a huge impact emotionally and financially on a family unit. In many cases, hardship is often compounded if they were a source of income for their dependents.
If you were a spouse, child, or any other dependent of someone who has passed away, you may be entitled to all or part of their super contributions and connected insurance benefits. This is known as a life insurance claim. Our lawyers are experts in bringing about life insurance or death benefit claims and have helped many people get the money they have needed to bounce back and regain control over their life.
Making a life insurance claim
You are only entitled to make a life insurance or death benefit claim if you are a dependent of the deceased. Financially dependent is generally defined as someone who is fully or partially reliant on the deceased for financial support.
Dependents can be in the form of those legally married, de facto partners (including same sex partners), children, and financial dependents or inter dependents.
Why choose Shine Lawyers for your claim?
At Shine Lawyers we have a dedicated team of insurance claims lawyers who have experience in dealing with superannuation funds for life insurance claims. They can help deliver the best results for you and are always available to chat you through you through your claim - in plain English.
Life insurance claims are also part of our No Win No Fee guarantee, which means that you only pay for our legal costs if we are successful with your claim. For more information on this, click here.
Our offer to you
Common questions about Life Insurance and Death Benefits Claims
At Shine Lawyers you will always have your own go-to team, who are always available to chat and who understand that explaining things in plain English to you is important.
We provide all of our insurance claims services on a No Win No Fee Guarantee, which means you won’t have to pay our legal costs unless we win your claim at the end.
Hear from some of our clients below who have been through the claims process with us.
Our compensation experts are in the following locations:
New South Wales
- Gold Coast
- Hervey Bay
- North Lakes
- Stones Corner
- Sunshine Coast
Latest from the blog
Be here for the holidays: Stay safe at work
For most of us, Christmas is a time to take a break from the pressures of work and relax with family. Sadly, for some Australians it’s also one of the most dangerous times of the year. According to WorkSafe Victoria, nearly 25% of workplace fatalities occur in the lead-up to Christmas as bosses and employees […]Read more
Five important legal tips for those living with ABI
Knowledge is power, particularly when it comes to understanding your legal rights and entitlements. Here are 5 quick legal tips that you as a professional, carer, or an individual with care needs due to a brain injury should be aware of. 1) Compulsory household insurance for workers If an individual employs a household worker, such […]Read more
Barbara Petrie’s story
Fifty-two year-old Brisbane mother, Barbara Petrie just wanted to get back in shape. Looking to get fit and healthy, she signed up to her local gym. What she got instead, was a lifetime of pain, fear and dependence. “They’ve taken my health, they’ve taken my freedom and they’ve taken my piece of mind.” When Barbara […]Read more