Life insurance, which can also be referred to as Death Benefits, is a type of insurance that exists within an individual’s superannuation policy. It is compulsory for all Australian super funds to have this type of insurance included within their policy.
When a loved one passes it can have a huge impact emotionally and financially on a family unit. In many cases, hardship is often compounded if they were a source of income for their dependents.
If you were a spouse, child, or any other dependent of someone who has passed away, you may be entitled to all or part of their super contributions and connected insurance benefits. This is known as a life insurance claim. Our lawyers are experts in bringing about life insurance or death benefit claims and have helped many people get the money they have needed to bounce back and regain control over their life.
Making a life insurance claim
You are only entitled to make a life insurance or death benefit claim if you are a dependent of the deceased. Financially dependent is generally defined as someone who is fully or partially reliant on the deceased for financial support.
Dependents can be in the form of those legally married, de facto partners (including same sex partners), children, and financial dependents or inter dependents.
Why choose Shine Lawyers for your claim?
At Shine Lawyers we have a dedicated team of insurance claims lawyers who have experience in dealing with superannuation funds for life insurance claims. They can help deliver the best results for you and are always available to chat you through your claim - in plain English.