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How do you successfully claim TPD?

6 minute read

Superannuation and disability insurance

If you’ve suffered an injury or illness that prevents you from returning to work in some capacity, a successful total and permanent disability (TPD) claim can be your saving grace.

However, making a TPD claim and accessing the benefits you deserve isn't always straightforward or easy. Claims are commonly rejected as insurers and super fund providers try to avoid making payouts, and that’s why getting the right legal advice and support is crucial.

Read on to get the TPD claims advice you need from our team of expert lawyers to ensure a successful claim.

How does a TPD claim work?

To make a successful TPD claim, you must generally prove that due to your injury or illness, it’s unlikely you’ll ever return to your job or any other employment that you have education, training, or experience in.

If your claim is accepted, you will receive a lump sum payment that could:

  • Ease the burden of your injury

  • Help you look to the future and cover the expenses due to your loss of income

  • Go towards covering any medical expenses and future care needs.

What are some examples of TPD claims?

Some common types of injuries and illnesses that can be claimed through TPD insurance can include but aren’t limited to:

  • Cancer diagnosis

  • Stroke

  • Loss of limb

  • Infectious disease

  • PTSD

  • Anxiety and depression

  • Injury from the workplace

  • Injury from a motor vehicle accident.

Each insurance and superannuation policy will have different requirements, which means no two cases are the same.

If you have suffered an injury or illness but aren’t sure if you can claim, get in touch with us today and let our team of experts guide you. They will listen to your circumstances; help you navigate the claims process and ensure you get the TPD claims advice you need.

What is the TPD claims process?

Typically, the claims process is finalised in a much shorter time frame than other types of compensation claims. With the advice and guidance of an expert lawyer, it’s possible a TPD claim could be resolved in 4 or 6 months.

No two TPD compensation claims are the same and depending on your circumstances, there will be different types of documentation to fill out and provide.

Our team will work with you to ensure you have everything you need to get the benefits you deserve.

How much do lawyers charge for TPD claims?

Access to justice is important to us at Shine and we are committed to ensuring everyone gets the legal support and advice they need. We’re here to shoulder the burden and put in the hard work so you can focus on what’s more important – your recovery.

That’s why we offer our legal services on fixed fee agreements and a No Win, No Fee* basis, meaning you will only pay our legal fees if we are successful.

Our team of lawyers are expertly trained in running Superannuation and TPD claims and we’re here to guide you through the process from beginning to end because we understand how confronting the legal process can be and we’ve got your back.

Get TPD claims advice – contact the experts at Shine Lawyers

Our Superannuation and Disability Insurance team have 45 years’ of experience in successfully helping their clients through the TPD insurance claim process and achieving the outcomes they deserve.

Without a lawyer on your side, the legal journey can be complex and confusing, but we’re here to guide you through each step of the process and ensure you understand your rights.

Get in touch with our expert team today for an obligation-free chat about your situation or click below to use our online claim tool.

Start your free online claim checks

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