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Rest Superannuation Class Action

Shine Lawyers has launched a class action on behalf of Rest Superannuation policy holders who may have had income protection insurance premiums wrongfully deducted from their superannuation account.  

Register for the class action

What is the Rest Superannuation Class Action about?  

This class action alleges that between December 2008 and June 2019, Rest Superannuation (Rest) signed up new members to income protection insurance by default, that is, without the member actively choosing to sign up to the policy.  

It is further alleged that:  

  • when members did not make any contribution to their Rest account for 13 continuous months or more (for e.g. due to time off work), the default insurance policy did not provide the member with any coverage; and  

  • when members held multiple income protection insurance policies at the same time, the Rest income protection policy provided little to no coverage.  

Given the insurance held little or no value to these members, the class action seeks compensation for the cost of relevant insurance premiums that were unfairly deducted, as well as lost investment returns and administration costs.

Can I join the Rest Superannuation Class Action?  

To be a part of this class action, you must have:

Been a Rest Super fund member for any time between 5 December 2008 and 30 June 2019; and

Been signed up by default to a Rest Super account which included an income protection insurance policy; and  

Had income protection insurance premiums deducted from your Rest Super account; and


  • Made no contribution to your Rest Superannuation account for 13 continuous months or more but continued to receive deductions from your account to cover income protection insurance premiums to Rest during that period; and/or 

  • Paid for multiple default income protection policies alongside your Rest income protection insurance policy.

If you meet the above criteria, you may be entitled to compensation, and you are encouraged to register for the Rest Superannuation Class Action.  

How to register for the Rest Superannuation Class Action  

To register on a confidential, no-cost, no-obligation basis, please click the button below and fill out the form. 

Register for the class action

Frequently Asked Questions

What is income protection insurance? 

Income protection insurance pays out an income stream for a specified period if you cannot work due to temporary disability or illness. 

What is a class action?

When Governments, large companies or institutions do the wrong thing and people are harmed or suffer loss as a result, an individual can have little to no means of bringing a legal claim.

Class actions are an important mechanism within Australia’s legal system that allow large groups of people to come together to pursue a claim collectively.

For a class action to take place, there are three criteria that need to be met:

  1. There must be 7 or more people that have claims against the same defendant; and

  2. The claims relate to the same or similar circumstances; and

  3. The claim must relate to at least one common issue of law or fact.

For more information about how class actions resolve, click here.

Will my contact details be kept private?

Yes, your contact details will remain confidential and we will seek your consent before disclosing any of your personal information (including before such disclosure is required by the Court).

Shine Lawyers will only use your personal information strictly for the purpose of the legal proceedings.

Does it cost anything to join a class action?

Shine Lawyers is committed to ensuring that everyone, regardless of their background or financial situation, has access to justice. We run our class actions in a way that means you are not exposed to any costs or financial risk, so joining a class action will cost you nothing.

When a class action is successful, the legal fees and costs to run the class action are deducted from the settlement amount that is approved by the Court. If the class action is unsuccessful, we will ensure there are no out-of-pocket costs to you.

How long do class actions take to resolve?

It can take up to several years for a class action to resolve. The time taken from case commencement through to resolution and settlement administration depends on the particular case, and the nature of the claim.

For more information about class actions and how they work, click here.

Meet the Rest Superannuation Class Action team

Shine Lawyers’ Rest Superannuation Class Action team includes some of the firm’s most experienced litigators, solicitors and support staff. You can learn more about the team running this class action by clicking on their profile below. 

Why Choose Shine Lawyers?

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