Claiming your life insurance benefits and accessing what is rightfully yours can unfortunately be much harder than you might think. Shine Lawyers has seen firsthand how insurers can often avoid paying out on genuine policies through a range of tactics. Sadly, we do see insurers unnecessarily delaying claims, denying and defending legitimate claims, and all at a time when you might need it most.
Shine Lawyers Senior Associate Melissa O’Neill from the Superannuation & Life Insurance team, has put together her 5 top tips for avoiding insurer tactics;
- Notify your insurer as soon as possible:
- Know what to claim for:
- Complete ALL the documents:
- Put everything in writing:
- Speak up!
Remember: If you have not taken out a life insurance product, make sure you are open and up front about your prior medical history - as this will be important if the time comes where you need to claim your life insurance benefit.
Shine Lawyers - we're here to help
If you or a loved one is having trouble accessing life insurance benefits, we can help. Shine Lawyers has a team of experts in Superannuation and Insurance law who can help you access the funds needed to access the care and support you need. Contact us today for a confidential and no-obligation discussion of your options.
Written by Shine Lawyers. Last modified: March 10, 2016.