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Not at Fault and No Insurance

Being involved in a car accident is traumatic and stressful enough. But if you have no insurance, it can feel overwhelming. What can you do if you’re not at fault? How do you claim compensation?


If you’re injured on the road, you may be able to access compensation through a CTP claim. Our Motor Vehicle Accident experts can help you claim the support you need, on a No Win No Fee basis*, to get your life back on track.

Due to restrictions in Queensland (QLD) and Western Australia (WA), we are prohibited from showing people in those states certain information regarding our legal services. If you are located in QLD or WA please click here for information on motor vehicle law. To find out information on Victoria’s TAC scheme that provides support and compensation for victims of road accidents even if you are unable to prove that another party was at fault in the accident, click here.

Do I have a claim?

After a car accident, figuring out your entitlements can be confusing, with different types of insurance covering separate claims.

When it comes to injuries on the road, we may be able to help you claim compensation to support your recovery, regardless of your insurance or who was at fault.

A driver, pedestrian, or cyclist injured on the road may be eligible to make a compensation claim through Compulsory Third Party Insurance, known as CTP. This insurance covers drivers across Australia in the event they get injured, or injure, or kill another person.

Our online claim checker can determine in minutes whether you have a viable personal injury claim.

What can I claim for?

In personal injury cases, compensation can be claimed to attempt to restore the injured person’s quality of life.

Common forms of compensation claimed for in motor vehicle accident cases includes:

  • Medical and rehabilitation costs
  • Loss of income payments
  • Care and support service costs

Our motor vehicle accident claim experts will be able to determine your entitlements, depending on your injuries.

We cannot assist with claims that are solely for damage to vehicles or property. If your car or property is damaged in an accident, report it to the police and contact your insurer for advice.

What is the claims process?

Our motor vehicle accident experts will guide you through the claims process, as well as advising you of any time limitations depending on your state.

Generally, a claim will move through these stages:

  1. Accident: Try to gather as much information after the accident – the other driver’s details, names and contacts of any witnesses, and photos of the incident.
  2. Report the accident to police: If police aren’t present, you are legally required to report the accident to the police if it caused an injury. To make any CTP claim you’ll need the police report.
  3. Seek medical treatment: Ensure your injuries are treated, making sure to keep any medical reports or treatment costs – you may be able to claim these back later.
  4. Make your claim: Your lawyer will lodge your claim. The CTP insurer then has 14 days to decide whether the lodged claim is compliant.

CTP claims typically take between a year to a year-and-a-half to resolve, however, the process can take longer if the insurer denies your claim or your injuries are severe.

Why choose Shine Lawyers?

As one of Australia’s most well-known motor vehicle accident lawyers, we have the expertise and dedication to get you the outcome you deserve.

We offer our personal injury services on a No Win No Fee basis*, meaning legal fees won’t leave you out of pocket.

Strict time limitations apply to your potential claim, so you’d like to make a claim or ask us about the process, contact our team online or via 1800 316 485 today. Don’t leave it too late to reach out for help.


Our offer to you

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Obligation-free initial consultation to assess your case confidentially

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Claim assessment process where we will explain all of the options available to you

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We can come to you - if you can't make it into the office we're more than happy to come to you

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No Win No Fee arrangement


Common Questions

In the immediate aftermath of an accident, it may be difficult to think clearly or to remember what to do in an accident (we recommend saving this free downloadable checklist). However, if at all possible you should grab these details from the other driver for your claim: their name and address, the name of their insurer, their registration number, car make and details, plus the contact details of any witnesses. It is also very useful to take photographs of the damage caused to both vehicles.

Where you are located isn't necessarily a barrier when it comes to obtaining the services of a lawyer. We're experts when it comes to motor vehicle-related claims and we can help you get the compensation you deserve.

It doesn't matter if you are located close or far away from a Shine Lawyers office - we will always provide the same, expert advice and manage your claim with the same level of quality and commitment.

Our compensation experts are in the following locations:

Shine Lawyers are expert motor vehicle lawyers that can help you get the compensation you need following your injury on the road. Click on the link below for more information about how Shine Lawyers can help you today.

Why you should choose Shine Lawyers to handle your motor vehicle accident claim

Hear from some of our clients

History of Shine Lawyers

The Shine Lawyers team

Shine Lawyers also have accredited specialists in personal injury law across the nation.

Shine Lawyers are one of the biggest motor vehicle injury litigation firms in Australia and have the experience and nous to go up against the big insurance companies and get you the result you are looking for.

At Shine Lawyers you will have your own go-to team, who are always available to chat and who understand that explaining things in plain English to you is important.

We provide all of our motor vehicle legal services on a No Win No Fee basis, which means you won't have to pay our legal costs unless we win your claim at the end.

Hear from some of our clients who have been through the legal process with us.