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Flood damage claims

If your insurer has wrongly denied your flood damage insurance claim on the basis of a “flood” exclusion clause, or your property, home or business has suffered flood damage brought about by the negligent act of another, you may be entitled to claim compensation.


Insurance companies will often argue that your property or business is not covered by your insurance policy. They will use techniques to try to wear you down and avoid paying you what you’re legally entitled to. We understand that you may not have the time, money or energy to go head to head with your insurer – but we do. Shine Lawyers has a team of insurance recovery experts that will take on the big guys and get you the outcome you need.

In the event the flood was caused by the negligent act of another, such as a Government, authority or business, we may be able to help you recover the loss that is not covered by your insurance policy, such as the drop in the value of your property. In this situation if the damage caused is wide-reaching, our team of disaster compensation experts can look at starting a class action, bringing all affected people together to take on the Government, authority or business at fault.

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