Get what you're owed on your TPD claim
We can help find what benefits you’re entitled to through your super and challenge unfair decisions, all on a No Win, No Fee* basis.
Get a free claim check
Free and confidential. Takes 2 minutes.
No Win, No Fee*
Specialist lawyers
Results when it counts
Fast turnaround
We've got this
Humans who care
What the TPD process can look like
We’ll try and keep things as simple and transparent as possible, from start to finish:
A quick chat
We’ll start with a quick chat to check we can help with your case. This is usually 7-8 questions and only takes a few minutes.
Supplying documents
If it looks like we can help, we’ll ask for a few documents like an annual statement, your fund details, and a Third Party Authority (so we can eventually contact your super fund).
Sending a contract
Once we have everything we need, we’ll send you a contract to sign.
We take care of everything
With a signed contract, we can take care of everything. We’ll build your case, gather everything that’s needed, and do whatever it takes to get you a good outcome.
92%
of Australians have super
Most superannuation accounts include TPD insurance. You may already be covered without realising it.
Why choose Shine Lawyers?
Our expertise and personalised care is why we're ahead of the pack:
We're here for you — We really take the time to get to know you and your circumstances, so our advice and solutions fit you as well as possible.
We keep it simple — Once we know you and your case, we'll keep you informed without overloading you with the legal jargon.
We do everything we can — We take action on everything we can, as quickly as we can. You focus on you, while we sort the rest.
We're honest and transparent — You won't end up with any surprises about fees, and you'll be kept as looped in as you want throughout your case.
Client success stories
See how we've helped thousands of Australians recover the TPD benefits they deserved.
"The payout was a like a real burden lifted off our shoulders. We were able to secure our future, and that takes a real worry off our mind."
Dudley, 64
TPD claim
"Shine Lawyers helped me get a positive outcome. They made the process stress-free, and there is no way I could have done it on my own."
Alex E.
TPD claim - Newcastle NSW
"I am so grateful for the positive outcome, and having someone that took over all the paperwork and dealing with the trust at a very chaotic time of life."
Renee W.
Life insurance claim - Melbourne Vic
"The staff who assisted were kind, knowledgeable, supportive and took the stress out of a difficult situation. I highly recommend."
Mandy B.
TPD claim - Brisbane Qld
Ready to find out where you stand?
Our team can review your situation and explain your options in a simple, no-obligation conversation.
Understanding TPD claims
Everything you need to know about Total and Permanent Disability insurance.
What is TPD insurance?
Total and Permanent Disability insurance provides financial protection if you become permanently unable to work due to illness or injury. It's often included in your superannuation fund, though you may also have standalone coverage.
Most Australians don't realise they may already have TPD cover through super.
Can I claim for mental health conditions?
Yes. Mental health conditions such as depression, anxiety, PTSD, and other psychological conditions can qualify for TPD claims if they permanently prevent you from working. We have extensive experience helping clients with mental health-related claims.
What if my claim was already rejected?
Even if your claim was previously rejected, we may be able to help you appeal. Many rejected claims can be successfully challenged with proper legal representation and supporting evidence. We specialize in helping Australians overturn unfair insurance decisions.
Even previously denied claims may be reviewed and overturned.
Are there time limits for making a claim?
Yes. Time limits vary depending on your policy and circumstances. It's important to act promptly to protect your rights. Contact us for a free assessment of your specific time limits and eligibility.
TPD claims should cover:
back and spinal injuries
mental health conditions
neurological disorders
heart disease
chronic pain/cancer
and many more conditions.
Common questions
Everything you need to know about working with us.
What does "No Win, No Fee" actually mean?
You pay nothing upfront and nothing unless we successfully secure your claim. Our legal fees are only charged as a percentage of your successful settlement. If we don't win, you don't pay.
My claim was already rejected. Can you still help?
Yes. Many rejected claims can be successfully appealed with proper legal representation and supporting evidence. We specialise in challenging unfair insurance decisions and have helped thousands overturn rejections.
What types of conditions qualify for TPD claims?
TPD claims can cover physical injuries, chronic illnesses, mental health conditions, and degenerative diseases that prevent you from working. This includes back injuries, cancer, cardiovascular disease, and many others.
How much does it cost to get started?
Nothing. Your initial consultation and case assessment are completely free with no obligation. We only charge fees if we successfully secure your claim.
How long does the process take?
Timeframes vary depending on your insurer and case complexity. Most claims are resolved within 3-12 months. We work efficiently while ensuring we build the strongest possible case for you.
Still unsure?
Our team is here to help answer any questions and guide you through your options with no pressure or obligation.
Free consultation
No obligation
Expert guidance
See where you stand
Get a free, confidential assessment from our specialist team. No obligation, no pressure — just honest advice about your options.
