If your home has been damaged by flooding, or your business interrupted or devastated by flood damage, our team of expert insurance litigation lawyers can help get your life back on track.
We can assist if your insurance company has denied or underpaid your flood damage claim to ensure you get the best outcome as quickly as possible.
Do I have a flood damage insurance claim?
The impact of floods can be catastrophic and long-lasting. Thousands upon thousands of Australians have recently faced irreparable flood damage and have been displaced from their homes and possessions.
If your property or business has been devastated by floods or your business was interrupted, you may have a claim through your insurance to recover your losses. If you have already made a flood damage insurance claim that has been underpaid or rejected, we can help you fight for the pay-out you are entitled to.
Our flood damage insurance experts can offer you an obligation-free confidential consultation. Contact us today to arrange your initial consult so we can start the process of reclaiming your insurance entitlements as soon as possible. We’ll carry the burden and help you get back on your feet.
What can I claim for?
We understand that insurance policies can be difficult to navigate, especially in times of a crisis. It may not always be clear to understand whether you’re protected against flood damage and if so, what your policy covers.
Your Home and Contents Insurance or Business Property Insurance may include coverage for flood damage, however each policy can differ. Generally, this insurance will compensate for losses directly caused by flooding; however, the policies will often have different definitions of what constitutes a flood. Your business may also have Business Interruption Insurance for floods and other natural disasters.
Your policy may include cover for damage or losses to:
What is the flood damage insurance claims process?
Insurance companies are renowned for trying to delay, underpay or deny valid claims – that’s why having an expert in your corner can be critical.
Some reasons insurers may argue to underpay or reject your claim include:
- Claiming that the damage wasn’t caused by the disaster
- A condition of your policy wasn’t met
- If a policy holder hasn’t disclosed certain information (for instance if the insurer finds out something later that would have prevented them from offering the insurance in the first place)
- If your policy was cancelled
- Allegation of fraud.
To help ease your stress during this devastating time, let our team of legal experts manage your claim so you can focus on the more important things.
Our expert flood insurance lawyers are here for you
Our team of insurance litigation experts have a genuine passion for helping everyday Australians who have faced catastrophic devastation caused by the ravaging floods.
With extensive industry experience, our team of dedicated lawyers are well versed in resolving rejected or underpaid insurance claims. We fight hard for our clients, doing everything in our power to deliver the best possible outcome where it counts.
We have helped hundreds of financially distressed Australians facing a rejected or underpaid insurance claim to access the compensation entitlements they deserve, when they need it most.