You and Your Superannuation: How Can You Claim Your Super?
With the cost of living skyrocketing, an illness or redundancy can spell financial disaster for thousands of Australians. For all, the superannuation system is a complex one, with few aware of the circumstances that enable your funds tied up in super to be accessed early. Generally, any money saved in the superannuation system after 1 […]Read more
What to look for in contents insurance
Australians are chronically under-insured. In fact, only 1 in 5 of us has enough cover to replace our belongings and our homes if we lost everything in a fire or a flood. People who rent their homes are even less likely to have insurance at all. Research from the Insurance Council of Australia found around […]Read more
SSM wedded bliss still needs legal protections: A checklist for the newly married
It’s an exciting day for same-sex-couples in Australia who are now able to officially wed. But a legally binding marriage isn’t the safeguard for all your rights. It’s important to remember there are legal changes all married couples still need to make to ensure their new husband or wife is protected under the law. Superannuation: […]Read more
The battle continues for shark attack victim Glenn Dickson
In February, Cairns local and expecting-father Glenn Dickson was doing what he loved – spearfishing with friends. However, when he jumped into the water near Hitchinbrook Island, his life changed forever. Glenn was viciously attacked by a shark and lost his left leg, losing consciousness and technically dying six times. Miraculously, Glenn survived. It was […]Read more
Life insurance loopholes: How well do you know your policy?
There is no doubt that superannuation funds in Australia shamelessly fight for your membership. Given Australians’ retirement pooled savings have exceeded over $2 trillion, it comes as no surprise that the television, radio and internet are flooded with enticing advertisements from the superannuation sector. With employer contribution rates increasing since 2014, this fund of retirement […]Read more
Linda Bucci case study: Taking a stand against the ‘pre-existing’ psych exclusion
In the legal industry, significant steps have been taken toward understanding and addressing psychological conditions such as depression and anxiety. We are beginning to have a better grasp on how these conditions affect a person’s quality of life and their ability to participate in meaningful work. Unfortunately, the insurance industry is lagging behind. Too many […]Read more
National Disability Insurance Scheme (NDIS) – A quick guide
Shine Lawyers’ Senior Solicitor Laura Hadfield guides you through the key features of Australia’s NDIS. Eligibility A person with a disability can apply to become a participant of the NDIS if they satisfy the following criteria: They must be under the age of 65 at the time of applying; They must reside in Australia; They […]Read more
TPD insurance: When claims get rejected
Total and permanent disability, or TPD insurance can be your lifeline if you suffer an injury or illness that prevents you from returning to work in the same capacity. If successful, your claim provides you with a lump sum payment to help get you back on your feet; lost past income, lost earning capacity, any […]Read more
Changes to super: How will you be affected?
The changes to superannuation announced in the May 2016 Budget are designed to improve the sustainability and integrity of the Australian super system, and are due to take effect from July 2017. Every Australian, particularly those close to or in retirement, should be mindful of how these changes will impact their hard-earned retirement funds. Will […]Read more