If your ability to work has been impacted by illness, injury or disability, you may be entitled to a lump sum or monthly payment through your superannuation or insurance policy.
If you need help accessing your full insurance benefit, or you’ve had an insurance claim rejected, Shine Lawyers are here to help.
I’m unable to work due to my condition. What are my options?
Most superannuation and insurance providers have policies to protect you if you’re unable to work due to injury, illness or a disability for a minimum of three months.
To find out if you’re able to bring a disability insurance or superannuation claim, the first step is to check your relevant policies and your eligibility. Insurance policies can sometimes be hard to decipher. If you’re feeling overwhelmed with paperwork, we can help you understand where you stand and provide tailored advice.
Shine’s insurance and superannuation experts can help you gain access to your full range of benefits as quickly as possible, so you can get your life back on track. We are with you every step of the way.
Am I eligible for a payment from my super or insurance policy?
You may have a superannuation or insurance claim if you suffer an injury or illness that has prevented you from working for three months and:
- Your employer was paying compulsory superannuation
- You had private income protection or disability insurance
- A person that you are dependent on, like your partner or parent, dies and you wish to claim death benefits from the deceased’s superannuation or insurance.
Alternatively, we have answered some frequently asked questions that may provide some guidance below.
How much can I claim for?
The amount you can claim for will depend on your condition and the terms of your insurance policy.
Most policies are designed to help ease the financial burden of being off work and will either come in the form of a lump sum or a monthly payment.
Our team can help you to identify your insurance policy, assess your situation and advise you on the estimated value of your claim. We can also help your claim move as quickly as possible and help you to secure your future.
How much will it cost me to bring a claim?
We work on a ‘no win no fee’ basis for all superannuation and insurance claims, so you’ll only pay our fee if your case is successful.
We are open and honest about what we charge because the last thing you want to stress about is money. You can learn more about our no win no fee* policy here.
How do I get started with my claim?
Claiming through your superannuation or insurance provider can be an unnecessarily lengthy and complicated process, but we’re here to make the process as simple and stress-free as possible.
Getting started is easy with our Online Claim Checker - a simple, free tool to help you check whether or not you have a valid claim, and get the claims process started.
What can I expect from the claim journey?
Once the validity of your claim has been confirmed, we’ll take the time to explain the claims process to ensure you understand your rights, and can regain some control through what can be an exceptionally challenging time.
We are committed to working closely with our clients at each step of the claims journey to alleviate the burden of stress and inconvenience.
What types of claims do Shine Lawyers specalise in?
We specialise in disability insurance and superannuation claims, and can help you with:
- Total and Permanent Disability (TPD) claims
- Income protection claims
- Trauma claims
- Life insurance or death benefit claims
- Early Release of your Super
Shine Lawyers - Superannuation and insurance claims experts
Our team of carefully selected expert insurance and superannuation lawyers have a proven record in obtaining outstanding results for our clients. Our goal is to make the claims process as a simple as possible so you can gain access to your full range of benefits and get your life back on track.
Who is Shine Lawyers’ Superannuation & Disability Insurance Law team?
Shine Lawyers’ Superannuation & Insurance team includes some of the firm’s most experienced special counsel, solicitors and support staff, including law clerks and paralegals. The team includes: